To qualify for a loan, all loan borrowers must:

1. Have a verifiable name, date of birth and social security number;
2. Be at least 18 years of age;
3. Have a credit score that meets the minimum credit requirements;  
4. Be a U.S. citizen or Permanent Resident Alien;
5. Have a valid e-mail account 
6. Have a job or job offer he/she has accepted and will start within 6 months or another verifiable source of regular income;
7. Meet our minimum credit requirements; and
8. Have a personal banking account at a U.S. financial institution with a routing transit number;