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Support Home Borrower Eligibility Will I be eligible for a Loan? To qualify for a loan, all loan borrowers must: Have a verifiable name, date of b… Why was I disqualified? To learn why we were unable to offer you a loan at this time, you can log into be… Can Berkshire Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a personal… What are the minimum credit requirements to receive a loan? Applicants with Berkshire Bank must have a minimum credit score of 700 as reporte… What subsequent events may disqualify my Berkshire Bank loan application? Your loan application may be disqualified even after you receive an initial offer…